Discharge - A release of a debtor from personal liability for certain dischargeable debts. Notable exceptions to dischargeability are taxes and student loans. A discharge releases a debtor from personal liability for certain debts known as dischargeable debts and prevents the creditors owed those debts from taking any action against the debtor or the debtor's property to collect the debts. The discharge also prohibits creditors from communicating with the debtor regarding the debt, including through telephone calls, letters, and personal contact.⏎
Dismissal with prejudice - Court action that prevents an identical lawsuit from being filed later.⏎
Creditor - A person to whom or business to which the debtor owes money or that claims to be owed money by the debtor.⏎
Counsel - Legal advice; a term also used to refer to the lawyers in a case.⏎
Confirmation - Approval of a plan of reorganization by a bankruptcy judge.⏎